Programs Offered

Business Capital Solutions has a variety of financing programs which it can offer.
  • Straight Loans and EFA's- Straight loans can have options which call for zero money down, pay down invoice options, and up front payment options. These programs can also have balloon payments at the end, seasonal payment streams, skip payments, and deferred payments
  • TRAC Lease- A terminal Rental Adjustment Clause ("TRAC") is a type of True Lease limited to titled motor vehicles used in a commercial business. A value of the collateral is stated in the lease which eliminates the Lessee's exposure to a FMV purchase price at the end of the lease. After the equipment is sold, the Lessee receives any value above the TRAC but is required to make up any shortfall in that value to the Lessor.
  • $1 Purchase Option- This type of lease enables the business to own the leased equipment at the end of the lease for $1.
  • True Lease or FMV Lease- A true lease offers the Lessee lower lease payments when the Lessor retains the depreciation benefits and other tax incentives related to the equipment. The purchase option at maturity in a True Lease is the Fair Market Value of the equipment.
  • Factoring Programs- Accounts receivable financing is the selling of outstanding invoices or receivables at a discount to a finance or factoring company that assumes the risk on the receivables and provides quick cash to your business.
  • Plus many other programs tailored to fit your business tax and accounting strategies.

Please contact our National Sales Manager Ed Davis at 803-389-1707 or email us at to learn more or to discuss what options might be right for your company

Ed Davis,
Aug 13, 2009, 9:24 AM